I was driving today and it occurred to me that every single thing I was wearing has been purchased after Patrick died. This included the watch, the ring on my right hand, and even my purse and phone. Even the car I was driving was purchased "after". Such an odd feeling. I know I look at least a little different too but he would still recognize me. Still, it takes a long time for things to change this much.
In the last week or so I finally got around to taking his name off joint credit accounts. Honestly it wasn't a huge priority for me. I didn't realize that he was the primary cardholder on some of them. A day or two later an Amazon order didn't go through. After finally calling the company I realized that removing his name actually closed the account. I only had a small balance because I use it to get reward points and pay it off each month. I had to listen to a long disclosure explaining how I wasn't responsible for the charges. I finally interrupted to tell them that I just wanted to pay it off and reapply in my name. I guess I have been committing fraud all this time.
I'm still learning new things about being a widow. I probably should have changed everything over a long time ago but I basically did the necessities and then have dealt with others when ready. I am actually lucky in this respect as some widows don't have the luxury of letting things sit like that. For many widows, losing their husband has a terrible financial impact. Those whose spouse had long illnesses have used up any savings to pay for medical bills and loss of income. Many couldn't afford life insurance. I am grateful that Patrick could and it has at least made things a little easier. When the accounts were closed I realized what a bind that could potentially put a widow or widower in if they suddenly lost access to credit accounts.
I decided it would be a good idea to run a free credit report on him. And I COULD NOT remember his social security number! I couldn't believe it! I've had that number memorized for years!! I know it was just a momentary lapse but it was another reminder of how much has changed. Luckily there were no red flags in the credit report.
I'm sure there will continue to be changes but hopefully they can continue to happen gradually. Change can be good but it's also comforting to hold on to some of the familiar.